03 / 06 · Settlement review ledger

Make the payout explain itself.

Follow a sale through refunds, fees and deductions. Put the expected settlement beside the received payout, with the records needed to investigate a difference.

Matched 0 / 418setl_9Qx · 14 Oct
01 · Sales recognised

Which transactions belong to this settlement?

Order and captured-payment references

02 · Adjustments attached

What explains the difference from gross sales?

Fees, refunds and settlement adjustments

03 · Payout compared

Which remaining differences need investigation?

Payout references, dates and unmatched items

Dive in

Matched to the rupee — or flagged.

02The evidence chain

The example on this page, unwound to the records behind it — the way every insight in SeerFlow can be.

  1. 1Order₹4,12,000 captured on the gateway
  2. 2Payout₹3,73,580 actually settled to the bank
  3. 3Return₹38,420 in fees, refunds and GST on fees
  4. Illustrative example · not a customer result
03Why it matters

+26%

growth in prepaid orders during Diwali.

More prepaid orders mean more payment records to check. Fees, refunds and payout timing still determine what reaches your business after checkout.

Unicommerce · 2025 festive insights, p. 18

This is order growth, not a failed-payout rate. Provider records do not independently verify a bank credit.

All research
04Start here

A flagged difference is a review item, not proof of missing money. Timing, provider rules and incomplete records can explain it.

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