Make the payout explain itself.
Follow a sale through refunds, fees and deductions. Put the expected settlement beside the received payout, with the records needed to investigate a difference.
Which transactions belong to this settlement?
Order and captured-payment references
What explains the difference from gross sales?
Fees, refunds and settlement adjustments
Which remaining differences need investigation?
Payout references, dates and unmatched items
Matched to the rupee — or flagged.
The example on this page, unwound to the records behind it — the way every insight in SeerFlow can be.
- 1Order₹4,12,000 captured on the gateway
- 2Payout₹3,73,580 actually settled to the bank
- 3Return₹38,420 in fees, refunds and GST on fees
- Illustrative example · not a customer result
+26%
growth in prepaid orders during Diwali.
More prepaid orders mean more payment records to check. Fees, refunds and payout timing still determine what reaches your business after checkout.
Unicommerce · 2025 festive insights, p. 18This is order growth, not a failed-payout rate. Provider records do not independently verify a bank credit.
All researchA flagged difference is a review item, not proof of missing money. Timing, provider rules and incomplete records can explain it.